Net Proceeds Calculator
Seller Net Proceeds Calculator
This calculator estimates your net proceeds from a home sale: the sale price minus your remaining mortgage payoff, commission, closing costs, and any concessions you agree to pay for the buyer. It answers the question sellers actually care about, which is not what the home lists for but what lands in your account at closing.
The commission and closing-cost percentages are starting placeholders so the calculator has something to work with, not our rate and not a market standard. Commission is negotiable and agreed in writing before listing. What it costs to sell explains every line item.
Estimated net proceeds
$261,000
- Sale price
- $600,000
- Mortgage payoff
- – $300,000
- Commission
- – $33,000
- Closing costs (est.)
- – $6,000
Estimate only, not financial advice. Actual costs vary. We'll prepare a precise seller net sheet with your personal valuation.
What this accounts for
- Sale price and remaining mortgage payoff
- Commission, as a percentage you can change
- Estimated seller closing costs
- Concessions credited to the buyer
An estimate for planning, not a lender quote, an appraisal, or financial advice. Your figures depend on your loan, your property, and the terms you negotiate.
Questions
How this calculator works
Commission is negotiable and is agreed in writing before your home is listed. The field is editable so you can model any figure, including one already quoted to you. We review commission and every other seller cost with you in the listing consultation, before you commit to anything.
Typically items such as title and escrow fees, recording fees, prorated property taxes, and any owed HOA transfer fees. The exact set depends on your transaction, which is why this is entered as an adjustable estimate rather than a fixed number.
Concessions are a credit to the buyer, often toward their closing costs or in response to inspection findings. Whether they come up at all depends on your home and the terms you negotiate.
Neither. It is arithmetic on the numbers you enter. For a figure grounded in current comparable sales near you, request a home valuation and an agent will prepare one.
Ready for a real number?
Get a valuation grounded in real comps
A calculator works from the numbers you enter. A valuation works from what comparable homes near you actually sold for.
More from our tools, or read the seller guide and how we work with sellers.